Page 257 - ICDEBI2018

International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470 | IF: 4.101
I
Government introduced Credit Linked Capital Government introduced Credit Linked Capital D
Differences or Intergroup Conflict?ifferences or Intergroup Conflict?” Academy of
Subsidy Scheme with state support of 15 per cent of Subsidy Scheme with state support of 15 per cent of Management Review, Vol. 15 No. 3, pp. 382, Vol. 15 No. 3, pp. 382-93.
the store credit required to money the new purchase. the store credit required to money the new purchase.
4. Baron, J. P., Shaw, M. J. and Bailey Jr., A. D. Shaw, M. J. and Bailey Jr., A. D.
(2000), “Web-based E-catalogue systems in B2B catalogue systems in B2B
Conclusion: procurement”, Communications of the ACMCommunications of the ACM, Vol.
Everything has two sides digitalization will prove Everything has two sides digitalization will prove
43 No. 5, pp. 93–106.
very beneficial for MSMEs but there is dark side also. very beneficial for MSMEs but there is dark side also.
Actually many MSMEs are very far from the concept many MSMEs are very far from the concept 5. Alam, S. S., Ali, M. Y. and Jani, M.Y. and Jani, M. F. M. (2011),
of digitalization. MSMEs are still in its infancy to use of digitalization. MSMEs are still in its infancy to use “An empirical study of factors affecting electronic l study of factors affecting electronic
commerce adoption among SMEs in Malaysia”, ommerce adoption among SMEs in Malaysia”,
cashless economy. Digital payments keep thecashless economy. Digital payments keep the c
J
footprints ie proof; so many MSMEs are so many MSMEs are Journal of Business economics and Managementournal of Business economics and Management,
underreporting to avoid the tax. Digitalization brings to avoid the tax. Digitalization brings Vol. 12 No. 2, pp. 375-399. 399.
transference in transactions but in reality they take transference in transactions but in reality they take 6. Al-Qirim, N. (2006), “Personas of EQirim, N. (2006), “Personas of E-commerce
more credit from the informal/ unorganized sources of more credit from the informal/ unorganized sources of
a
adoption in small businesses in New Zealand”, doption in small businesses in New Zealand”,
loan. So it seems difficulty that MSMEs will opt for loan. So it seems difficulty that MSMEs will opt for Journal o E C i in n
Electronic lectronic
of f
Commerce ommerce
cashless economy. Cyber crimes and financial frauds cashless economy. Cyber crimes and financial frauds Organisations, Jul-Sep, Vol. 4 Issue 3, pp. 18Sep, Vol. 4 Issue 3, pp. 18-45.
are the major threats for MSMEs to trust on digital to trust on digital
payment platform. 7. Ajzen, I. (1991), “The theory of planned Ajzen, I. (1991), “The theory of planned
behavior”, Organizational Behavior and Human Organizational Behavior and Human
References: Decision Processes, Vol. 50, pp 179, Vol. 50, pp 179-211.
1. Babbie, E. (2009), Research Methods in Babbie, E. (2009), Research Methods in 8. E-article “Digitalization of SMEs: What every Digitalization of SMEs: What every
Sociology, Wadsworth Publishing Co Inc Sociology, Wadsworth Publishing Co Inc small manufacturer should learn from the auto ll manufacturer should learn from the auto
on n
i
2. Bakos, J. Y. (1991), “A Strategic AnalysY. (1991), “A Strategic Analysis of industry” ndustry” o
Electronic Marketplaces”, MIS QuarterlyMIS Quarterly, Vol.45 / //economictimes.indiatimes.com//economictimes.indiatimes.com/articleshow/6413
No. 3, pp. 295-310. 5601.cms?

3. Barney, J. B. (1990), "The Debate Between Barney, J. B. (1990), "The Debate Between 9. E-article, “India needs MSMES to go cashless” on needs MSMES to go cashless” on
e
Traditional Traditional Management Management Theory Theory and and economictimes.indiatimes.com/smallconomictimes.indiatimes.com/small-biz
Organizational Organizational Economics: Economics: Substantial Substantial

@ IJTSRD | Available Online @ www.ijtsrd.comwww.ijtsrd.com | Conference Issue: ICDEBI-2018 | | Oct 2018 Page: 249