Page 252 - ICDEBI2018

I International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456nternational Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470 | IF: 4.101

readymade customer base to the bank to achieve the readymade customer base to the bank to achieve the
mission of financial inclusion.

C
Comparison of the banking services with the Vision and mission statement:Comparison of the banking services with the Vision and mission statement:omparison of the banking services with the Vision and mission statement:
The vision / mission component to
Favourable policies A
Adverse Policiesdverse Policies
be achieve
Most accessible Bank Doorstep Banking.

There are charges for almost all here are charges for almost all
T
Most affordable Bank
t transactions.ransactions.
A postman’s personal
Most Trusted Bank
bonding.
17 Crore POSA can be
Spearheading financial inclusion D
Difficult to reach to Urban customers.ifficult to reach to Urban customers.
linked.
removing barriers in accessing
Biometric authentication.
banking services
H
Reducing cost of Accessing banking High charges compare to other igh charges compare to other
p
services payment banks.ayment banks.

cards, charges on the transactions, and theards, charges on the transactions, and the
Findings and suggestions: c
From the above analysis of the services provided by From the above analysis of the services provided by competition by the other banks, IPPB will attract and competition by the other banks, IPPB will attract and
IPPB, it seems that various policies related to the IPPB, it seems that various policies related to the retain the new customers. If this happens then we can retain the new customers. If this happens then we can
charges and the limits on the transitions are high and limits on the transitions are high and say that IPPB has achieved its mission of say that IPPB has achieved its mission of
rigid in comparison to other payment banks. Hence rigid in comparison to other payment banks. Hence Spearheading financial inclusion.Spearheading financial inclusion.
we can say that in the long run, bank has to revise the we can say that in the long run, bank has to revise the
charges on the transaction to achieve the quality of charges on the transaction to achieve the quality of REFERENCES
of f
w
‘affordable’ in its Vision statement. 1. The The o website ebsite o I IPPB: PPB:
official fficial
h
https://ippbonline.com/web/ipttps://ippbonline.com/web/ippb/vision-mission
The service like Doorstep banking using the network Doorstep banking using the network 2. India Post payment Bank’s problems of plenty: India Post payment Bank’s problems of plenty:
of the Postmen, indicate that bank is in line with its of the Postmen, indicate that bank is in line with its
the article in the Business standard, 06/09/2018he article in the Business standard, 06/09/2018
t
vision of becoming most accessible and trusted bank.vision of becoming most accessible and trusted bank.
3. “Committee on Comprehensive Financial Services “Committee on Comprehensive Financial Services
f
Conclusion: for Small Businesses and Low Income or Small Businesses and Low Income
Households” Dr. Nachiketouseholds” Dr. Nachiket Mor, Central Board
The one thing which is not measured or analyzed it The one thing which is not measured or analyzed it H
M
the potential of the strong bonding of the Postmethe potential of the strong bonding of the Postmen Member, Reserve Bank of India, ember, Reserve Bank of India, January 2014
with almost all the villagers, farmers and the rural with almost all the villagers, farmers and the rural
o
4. Times Times of f I Indi: ndi:
craftsmen. With the help of this potential, and the craftsmen. With the help of this potential, and the https://economictimes.indiatimes.com/definition/pttps://economictimes.indiatimes.com/definition/p
h
banking skills the postmen can be a game changer. In banking skills the postmen can be a game changer. In ayments-banks
spite of all other drawbacks like the use of only QR spite of all other drawbacks like the use of only QR

@ IJTSRD | Available Online @ www.ijtsrd.comwww.ijtsrd.com | Conference Issue: ICDEBI-2018 | | Oct 2018 Page: 244