Page 177 - ICDEBI2018
P. 177

International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456nd in Scientific Research and Development (IJTSRD) ISSN: 2456nd in Scientific Research and Development (IJTSRD) ISSN: 2456-6470 | IF: 4.101

                                                                The  above  table  clearly  states  that  the  maximum he  above  table  clearly  states  that  the  maximum
        Methodology                                             T
        This study is based on primary data collected ata collected from the  percentages of the respondents arepercentages of the respondents are in the age group of
        respondents. The data was analysed with the help of respondents. The data was analysed with the help of  21 to 30 years. As the study is related to e21 to 30 years. As the study is related to e-banking,
        simple statistical tools like percentage, aaverage, t-test,  this age group are the maximum users.this age group are the maximum users.
        etc.
                                                                Table 3: Educational Qualification of the respondentsable 3: Educational Qualification of the respondents
                                                                T
        Data collection and sampling method                          Educational           N No. of    Percentage
        The primary data was obtained using a wwell- designed        Qualification      Resppondents       (%)
        questionnaire.  The  questionnaire  was  equipped  with e  was  equipped  with   Below HSC   40     16
        questions  relating  to  demographic  factors,  level  of questions  relating  to  demographic  factors,  level  of
                                                                         HSC                 38            15.2
        awareness on E- banking among the respondents and banking among the respondents and
        factors  influencing  to  choose  E-  banking.banking.  For  this   Under Graduate   60             24
        study,  250respondents  irrespective  of   their  type  of   Post Graduate           62            24.8
        bank  account,  occupation,  age  and  eduucation  allevel
                                                                      Professional           50             20
        have been selected and omlyas  a sampple of the  data
        analysis.  The  banks  available  in  the  study  area  are .  The  banks  available  in  the  study  area  are   Total   250   100
        Canara  bank,  Indian  overseas  bank,  State  bank  of bank,  Indian  overseas  bank,  State  bank  of  From  the  data  collected  from  the  respondents From  the  data  collected  from  the  respondents
        India and City union bank.                              regarding their educational qualification, it shows that egarding their educational qualification, it shows that
                                                                r
                                                                higher  percentages  (24.8  %)  of  the  respondents  arepercentages  (24.8  %)  of  the  respondents  are
        Limitations of the study                                educated up to post graduate level.to post graduate level.
          The  study  area  is  confined  only  to  Modakurachi The  study  area  is  confined  only  to  Modakurachi
            taluk, Erode district, Tamil Nadu.                         T
                                                                       Table 4: Occupation of the respondentsable 4: Occupation of the respondents
          The  sample  size  of  the  research  is  only  250 The  sample  size  of  the  research  is  only  250   Noo. of   Percentage
            respondents.                                             Occupation        Respondondents    (%)
          The data collection was done during the month of was done during the month of
                                                                        Student             4            17.2
                                                                                            433
            January, 2018. The attitude of the customer may January, 2018. The attitude of the customer may
                                                                                            600
                                                                       Employed             6             24
            change in the future.
          The study considers bank transactions done using The study considers bank transactions done using   Self - Employed   7  29.6
                                                                                            744
            internet  and  mobile  only  as  the  e  banking internet  and  mobile  only  as  the  e  banking
                                                                                            488
                                                                      House wife            4            19.2
            activities.
                                                                                            255
                                                                        Others              2             10
        ANALYSIS AND INTERPRETATIONANALYSIS AND INTERPRETATION           Total             25050          100
                                                                                           2
        The  following  table  shows  the  analysis  of  data the  analysis  of  data
        collected  with  related  interpretation  detailing  the collected  with  related  interpretation  detailing  the   F
                                                                From the above table it clearly shows that 29.6% of rom the above table it clearly shows that 29.6% of
        results of the analysis.                                the respondents are self – employed and 24% of the employed and 24% of the
                  Table 1: Gender of the respondentsTable 1: Gender of the respondents   respondents are employed.
          Gender  No. Of Respondents  PercePercentage (%)
            Male             132                 52.8           T
                                                                Table 5: Type of bank where account is maintained by able 5: Type of bank where account is maintained by
           Female            118                 47.2                             t the respondentshe respondents
            Total            250                 100                                  No. Off         Percentage
                                                                  Type of bank
        The above table shows that 52.8% of the respondents of the respondents      R                    (%)
                                                                                    Respondentsespondents
        are male and 47.2% of the respondents are female.are male and 47.2% of the respondents are female.   Public sector   138    55.2

                                                                  Private sector        112              44.8
                   Table 2: Age of the respondentsTable 2: Age of the respondents
                                 No. of                               Total             250              100
                                             PercentagePercentage
                  Age          Responde
                                                 (%)
                                   nts                          The  table  shows  the  type  of  bank  where  the he  table  shows  the  type  of  bank  where  the
                                                                T
            Below 20 Years         52            20.8           r respondents  are  maintaining espondents  are  maintaining  their  accounts.  Higher
             21 to 30 Years       124            49.6           p
                                                                percentage  (55.2%)  of  the  respondents  are  having ercentage  (55.2%)  of  the  respondents  are  having
             31 to 40 years        41            16.4           t their account with the public sector banks and 44.8% heir account with the public sector banks and 44.8%
                                                                of the respondents are having their account with the f the respondents are having their account with the
            Above 40 Years         33            13.2           o
                 Total            250            100            private sector banks.

        @ IJTSRD  |  Available Online @ www.ijtsrd.comwww.ijtsrd.com |  Conference Issue: ICDEBI-2018 | Oct 2018| Oct 2018   Page: 169
   172   173   174   175   176   177   178   179   180   181   182