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International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470 | IF: 4.101

Table 1: Smart watch apps launched by Indian Table 1: Smart watch apps launched by Indian 9. Oculus Rift :
Rift is advanced display technology combined with its ift is advanced display technology combined with its
banks R
Name of the Name of the Name of the precise, low-latency constellation tracking system latency constellation tracking system
enables the sensation of presence. The US bank has nables the sensation of presence. The US bank has
bank smart watch appsmart watch app e
been testing the use of Oculus Rift virtual reality een testing the use of Oculus Rift virtual reality
HDFC bank Watch BankingWatch Banking b
ICICI bank iWeariWear headsets at its Digital Labs in San Francisco, offering at its Digital Labs in San Francisco, offering
c
Source: compiled from different websiteswebsites customers the ability to “virtually” enter a branch and ustomers the ability to “virtually” enter a branch and
speak to a teller face to face.
5. Google Glass Technology:
Spain, Banco Sabadell in became one of the first Spain, Banco Sabadell in became one of the first 10. Crypto currencies :
banks to create retail Google app that allowed users to Google app that allowed users to A crypto currency is a medium of exchange like is a medium of exchange like
locate the nearest ATM, check account balances, and locate the nearest ATM, check account balances, and normal currencies designed for the purpose of normal currencies designed for the purpose of
use video conferencing for technical support. Spainish use video conferencing for technical support. Spainish exchanging digital information. A cryptoing digital information. A crypto-currency is
financial firm, Caixa Bank has also already developed firm, Caixa Bank has also already developed a digital currency created through encryption a digital currency created through encryption
a Google Glass app. It works by super imposing a Google Glass app. It works by super imposing techniques. Bit coin is the most famous. South is the most famous. South
directions to the nearest branch onto the Glass screen, directions to the nearest branch onto the Glass screen, Africa‘s central bank is ―openǁ to cryptoAfrica‘s central bank is ―openǁ to crypto-currencies
providing information such distance and phone providing information such distance and phone and block chain, according to new statements from its and block chain, according to new statements from its
number of the nearest branch, all of which is accessed number of the nearest branch, all of which is accessed governor. According to a recent media report, the According to a recent media report, the
through the voice recognition system. banks that are opening crypto currenciescrypto currencies include
Deutsche Bank, BNY Mellon, Banco Santander and eutsche Bank, BNY Mellon, Banco Santander and
D
6. Robotics : UBS.
Bank of Tokyo-Mitsubishi UFJ took a first step Mitsubishi UFJ took a first step
toward employing nonhuman Staff, with the toward employing nonhuman Staff, with the 11. Artificial intelligence (AI) :Artificial intelligence (AI) :
introduction of a customer service humanoid robot at introduction of a customer service humanoid robot at Artificial intelligence is an area of computer science Artificial intelligence is an area of computer science
its flagship Tokyo outlet. The robots can answer basic can answer basic that emphasizes the creation of intelligent machines n of intelligent machines
customer service questions in 19 languages, as well as e questions in 19 languages, as well as that work and act like humans. Computers can that work and act like humans. Computers can
p
analysing customers facial expressions and behaviour. analysing customers facial expressions and behaviour. perform activities like speech recognition, Problem erform activities like speech recognition, Problem
s
Country's leading private sector lender ICICI Bank Country's leading private sector lender ICICI Bank solving with AI. Learning and Planning and Swiss olving with AI. Learning and Planning and Swiss
banking giant UBS entered into a commercial anking giant UBS entered into a commercial
has implemented robotics software. Over 200 has implemented robotics software. Over 200 b
a
software robots are now performing more than ten software robots are now performing more than ten agreement with software vendor Sqreem, wgreement with software vendor Sqreem, which
c
lakh transactions per day for the bank which per day for the bank which crunches huge volumes of information about a clients runches huge volumes of information about a clients
b
comprises 10% of its total transactions. behaviour to offer them detailed, personalised in ehaviour to offer them detailed, personalised in
format
7. Augmented Reality(AR) apps :
Augmented Reality (AR) is the method of enhancing Augmented Reality (AR) is the method of enhancing Digitalization and DemonetizationDigitalization and Demonetization
D
and improving your view of the real world using and improving your view of the real world using Digitalization transition through Digital India igitalization transition through Digital India
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different technologies. It is the integration of digital different technologies. It is the integration of digital Programme aims to provide the most needed thrust to rogramme aims to provide the most needed thrust to
information with the user's environment in real time. information with the user's environment in real time. the nine pillars of growth areas, namely Broadband nine pillars of growth areas, namely Broadband
H
Australian Bank announced the release of an Australian Bank announced the release of an Highways, Universal Access to Mobile Connectivity, ighways, Universal Access to Mobile Connectivity,
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augmented augmented reality reality app app for for mobile mobile devices. devices. Public Internet Access Programme, eublic Internet Access Programme, e-Governance:
Commonwealth Bank of Australia and St. George Commonwealth Bank of Australia and St. George
Reforming Government through Technology, eeforming Government through Technology, e-Kranti
Bank Australia also adopted this technology.Bank Australia also adopted this technology. R
- Electronic Delivery of Services, Information for All, Electronic Delivery of Services, Information for All,
8. Beacon technology : Electronics Manufacturing, IT for Jobs and Early ctronics Manufacturing, IT for Jobs and Early
Harvest Programmes. Every pillar has its own arvest Programmes. Every pillar has its own
Bluetooth Beacons installed at banks to integrate Bluetooth Beacons installed at banks to integrate H
i
physical and mobile channels, to create a new type of physical and mobile channels, to create a new type of importance, complexities in implementation and is a mportance, complexities in implementation and is a
propellant for the overall growth of the country.ropellant for the overall growth of the country.
interaction and effective communication and to interaction and effective communication and to p
deliver to the customers a positive and personal deliver to the customers a positive and personal 1. Broadband Highways: It covers 3 components It covers 3 components
experience. Barclays is one of the first banks to using experience. Barclays is one of the first banks to using broadband for all rural, broadband for all urban ral, broadband for all urban
and National information infrastructures.nd National information infrastructures.
all this technologies. a

@ IJTSRD | Available Online @ www.ijtsrd.comwww.ijtsrd.com | Conference Issue: ICDEBI-2018 | | Oct 2018 Page: 82