Parental Financial Commitment and its Effect on the Academic Achievement of Persons with Visual Impairment Parental Financial Commitment and its Effect on the Academic Achievement of Persons with Visual Impairment Parental Financial Commitment and its Effect on the Academic Achievement of Persons with Visual Impairment

Family financial resources, which are associated with parents’ occupation and educational attainment, often imply increased learning opportunities both at and in school and often result to a greater student’s performance in school and their adjustment to life. This study examined the impact of parental financial commitment on the academic achievements of students with visual impairment in some selecte residential schools in the North West region of Cameron. A sample of 50 pupils and 50 parents were purposively selected as participants in the study. Of this 50 pupils 44% (n=22) were males while 66% (n= 28) were females. A questionnaire was used to coll data from parents while a focus group discussion guide was used to collect data from the pupils. The principals of the two institutions were also interviewed using an interview guide. From the result obtained it was clear that parental financial commitments significantly influence the academic achievement of persons with visual impairment. It was therefore recommended that parents should identify resources available to the family and plan their finances to suit the needs of every family member knowing that the education of children with special needs entails a lot.


INTRODUCTION
Children are family members who bring challenges and responsibilities to their families that can be positive as well as negative. Members of a family influence each other, and the presence of a child with a disability in a family has an impact on the way the family functions. Families respond in many different International Journal of Trend in Scientific Research and Development (IJTSRD) International Open Access Journal | www.ijtsrd.com Family financial resources, which are associated with parents' occupation and educational attainment, often imply increased learning opportunities both at home and in school and often result to a greater student's performance in school and their adjustment to life. This study examined the impact of parental financial commitment on the academic achievements of students with visual impairment in some selected residential schools in the North West region of Cameron. A sample of 50 pupils and 50 parents were purposively selected as participants in the study. Of this 50 pupils 44% (n=22) were males while 66% (n= 28) were females. A questionnaire was used to collect data from parents while a focus group discussion guide was used to collect data from the pupils. The principals of the two institutions were also interviewed using an interview guide. From the result obtained it was clear that parental financial ments significantly influence the academic achievement of persons with visual impairment. It was therefore recommended that parents should identify resources available to the family and plan their finances to suit the needs of every family hat the education of children with Parental Financial Commitment, Academic Achievement and Persons with Visual Children are family members who bring challenges and responsibilities to their families that can be positive as well as negative. Members of a family influence each other, and the presence of a child with ability in a family has an impact on the way the respond in many different ways to the arrival of a child with disabilities first educators and cognitive stimulators of children, parents are the source of primary knowledg cognitive orientation for children's start on life and school. As such they are expected to play a pivotal role of orienting and guiding their children toward the right ways of the family, the community and the world at large. Most important differ in the way they adapt to the challenge of having a child with a disability, most families mee challenge successfully, Adeyemo (2002).
Background to the study Parenting a child with disabilities is an uphill task as there are many factors that may interplay with this. Every disability has its characteristics and behaviors that affect the family's functioning. Severe disabilities that are more visible may bring about excuses for inappropriate behavior or may lead to isolations from socialization ( and Litwack (2007). Disabilities with uncertain outcomes may be emotionally stressful for families because parents may keep searching for appropriate treatment. Physical disabilities for example not only the way a child feels about himself or herself, but also the attitudes of parents, brothers and sisters, and others in the community disability is one factor that affects the ability to parent a child with disability.

Parental Financial Commitment and its Effect on the Academic Achievement of Persons with Visual Impairment
Department of Educational Psychology, Faculty of Education, to the arrival of a child with disabilities. As the first educators and cognitive stimulators of children, parents are the source of primary knowledge and cognitive orientation for children's start on life and are expected to play a pivotal role of orienting and guiding their children toward the right ways of the family, the community and the Most importantly, although families differ in the way they adapt to the challenge of having a child with a disability, most families meet this Adeyemo (2002).
Parenting a child with disabilities is an uphill task as factors that may interplay with this. Every disability has its characteristics and behaviors that affect the family's functioning.
Severe disabilities that are more visible may bring about excuses for inappropriate behavior or may lead to socialization (Pomerantz, Moorman, . Disabilities with uncertain outcomes may be emotionally stressful for families because parents may keep searching for appropriate Physical disabilities for example may affect ay a child feels about himself or herself, but also the attitudes of parents, brothers and sisters, and others in the community. Thus the nature of a disability is one factor that affects the ability to parent ll aspects of family life including how the child is raised, and beliefs about education, health care, and seeking support outside the family. Some cultures are more accepting of disability than others, and still other cultures view disabilities as a te matter or may even consider them shameful. Culture refers to beliefs, attitudes, and values of a International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 @ IJTSRD | Available Online @ www.ijtsrd.com family and may stem from ethnic background and/or religion. Culture also relates to geographic and different regions of the country may have different values. Family cultural affiliations affects the way families parent their children with disabilities (Jasen (2004).
Family structure such as single parent, two same-sex parent, and step parent families, as well as grandparents and unrelated live-in members unique characteristic features that propels their responses to a child with disability. Family structure in this study does not only refers to its members, but also to how the family is organized. alleged that family characteristics are a major source of disparity in students' educational outcomes According to Blanden, Havemen, Smeeding and Wilson (2014), aside from the energy required to manage a child's physical and emotional needs, there are often huge financial considerations. A child's disability may require the family to retrofit their home, or obtain housing that is accessible. In addition, equipment, social services, and health care are often pricey and are not always covered by insurance or entitlement programs. Families that are some or all of these expenses covered, advocate for them on their own, and navigating disorganized government programs associated with these benefits can be an extremely taxing process in its own right. Usually a family spend more money on their child with disabilities than on their other children without disabilities. Expenses related to a child with a disability often result in financial hardship. Even with insurance, there is medical care, therapy, childcare, special equipment, transportation, laundry, and structural modifications for the home to accommodate a child or to repair damage, not to mention tutoring or summer programs or a special technological device for the child.
The physical and health needs of disabilities often require great effort, particularly when the disabilities are severe or the illnesses are chronic. Daily care includes bathing, dressing, toileting, and feeding as well as cook washing. Going to the doctor, to the supermarket, or to a fast food restaurant can be a major undertaking. As children get older, it may become more difficult for parents to accomplish certain tasks such as dressing, moving the child in and out of well as moving them from place to place. Daily care International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 www.ijtsrd.com | Volume -2 | Issue -6 | Sep-Oct 2018 family and may stem from ethnic background and/or religion. Culture also relates to geographical location, and different regions of the country may have ferent values. Family cultural affiliations affects eir children with disabilities Family structure such as single parent, two-parent, parent families, as well as in members has unique characteristic features that propels their . Family structure its members, but also to how the family is organized.  acteristics are a major source of disparity in students' educational outcomes.
According to Blanden, Havemen, Smeeding and side from the energy required to manage a child's physical and emotional needs, there derations. A child's disability may require the family to retrofit their home, or obtain housing that is accessible. In addition, equipment, social services, and health care are often pricey and are not always covered by insurance or that are able to get , often have to advocate for them on their own, and navigating disorganized government programs associated with these benefits can be an extremely taxing process in a family spend more money on their child with disabilities than on their other children . Expenses related to a child with a disability often result in financial hardship. Even with insurance, there is medical care, therapy, childcare, special equipment, transportation, laundry, and structural modifications for the home to accommodate a child or to repair damage, not to mention tutoring or technological device children with disabilities often require great effort, particularly when the disabilities are severe or the illnesses are chronic. Daily care includes bathing, dressing, toileting, and feeding as well as cooking, cleaning, the supermarket, or to a fast food restaurant can be a major undertaking. As children get older, it may become more difficult for parents to accomplish certain tasks such as dressing, moving the child in and out of the home, as ace to place. Daily care over many years can lead to increased parental stress. Cindy (2017) beliefs that parents are responsible for ensuring that their children are well fed, well rested, happy and calm. Creating a positive physical and mental atmosphere in the home helps prepare students to ready and able to learn. A parent child relationship characterized by nurturing acceptance and encouragement as well as parents' responsiveness to the child's needs correlated with positive academic performance. Parental over protectiveness, authoritarianism, disapproval and punishment often have negative correlation with students learning. A student's learning success is enhanced when both teachers and parents clearly state their goals for the students' performance. Parents' positive aspirations for their children have a strong relationship with their academic performance. Parental expectations an communication about the value of learning and the child's skills have a powerful effect on th motivation to learn . Academic performance refers to the level of performance in school, accomplishment or success in school". However, academic performance is the core of educational growth (Aremu & Oluwole, 2001). Jansen (2004) defined academic performance as process of developing the capacities and potentials of the individual student so as to prepare that individual to be successful in a specific society or culture. From this perspective, education is serving primarily as an individual development functio keep in mind that academic performance may largely be a function of the context in which it takes place, and therefore the necessary abilities may also vary according to the context. In this regard it may be concluded that the concept, meaning and criteria of academic success may also vary according to the context in which it is found.
Tchombe, (2008) points out that, education crucial factor in social and personal development and an indispensable asset in the attempt to attai ideals of peace, freedom and justice. Thus education is one of the principal means available to foster a deeper and more harmonious form of human development and thereby reduce poverty and exclusion.
Exclusionary disadvantaged groups, continue to experience requires that appropriate mechanisms be placed to respond to the emerging issues. And one of such mechanism is the definition of parental role in the education of their children with visual impairment this is because they Page: 1032 over many years can lead to increased parental stress. Cindy (2017) beliefs that parents are responsible for ensuring that their children are well fed, well rested, happy and calm. Creating a positive physical and in the home helps prepare students to ready and able to learn. A parent child relationship characterized by nurturing acceptance and encouragement as well as parents' responsiveness to the child's needs correlated with positive academic tal over protectiveness, authoritarianism, disapproval and punishment often have negative correlation with students learning. A student's learning success is enhanced when both teachers and parents clearly state their goals for the arents' positive aspirations for their children have a strong relationship with their academic performance. Parental expectations and communication about the value of learning and the child's skills have a powerful effect on the child's .
Academic performance refers to the level of performance in school, accomplishment or success in school". However, academic performance is the core of educational growth (Aremu & Oluwole, 2001). Jansen (2004) defined academic performance as the process of developing the capacities and potentials of the individual student so as to prepare that individual to be successful in a specific society or culture. From this perspective, education is serving primarily as an individual development function. It is important to keep in mind that academic performance may largely be a function of the context in which it takes place, and therefore the necessary abilities may also vary according to the context. In this regard it may be , meaning and criteria of academic success may also vary according to the Tchombe, (2008) points out that, education is a crucial factor in social and personal development and an indispensable asset in the attempt to attain the ideals of peace, freedom and justice. Thus education is one of the principal means available to foster a deeper and more harmonious form of human development and thereby reduce poverty and Exclusionary processes, which , continue to experience requires that appropriate mechanisms be placed to respond to the emerging issues. And one of such mechanism is the definition of parental role in the education of their children with visual impairment this is because they International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 @ IJTSRD | Available Online @ www.ijtsrd.com constitute a greater majority of those suffering from rejection and abandonment. Steel (1991) indicates that the successful education of children with special needs is dependent on the full involvement of their parents. Parental involvement would seem to suggest that parents are the key educators of their children but this is not the case parents are partners with various institutions educating their children. It has been realized intensive educational input by parents in every aspect both at home and in school has a tendency to accelerate their children's performance.
According to Ihenacho, Hassana and Abdulahi (2008) parental involvement is important because it has been assumed to be a significant factor in defining the life and behaviour of persons with visual impairment. They reiterate that parental support is capable of enabling the visual impaired child to fully develop his or her potentials so as to be of help to self and the society at large.
More family financial resources, which are associa with parents' occupation and educational attainment, often imply increased learning opportunities both at home and in school. Better educated parents can contribute to their children's learning through their day to-day interactions with their children involving themselves in their children's school work. Parents with higher occupational status and educational attainment may also have higher aspirations and expectations for their children's occupation and education, which in turn can influen their commitment to learning (Ushie, Onongha, Owolabi, and Emeka , 2012).
According to Caro (2009), socio-economic status (SES) of parents is an important explanatory factor that influences students' overall performance in school, as students who have low SES e scores and are more likely to drop out of school. Low SES negatively affects academic performance because it prevents access to vital resources and creates additional stress at home. Similarly, parent's level of education has a proven influence on students' academic achievement. Educated parents are more likely to use complex language and a wider vocabulary with their young children (Penny, 2001). Parents with lower levels of education are less likely to get involved in the school. Better-edu International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 www.ijtsrd.com | Volume -2 | Issue -6 | Sep-Oct 2018 e a greater majority of those suffering from Steel (1991) indicates that the successful education of children with special needs is dependent on the full involvement of their parents. Parental involvement that parents are the key educators of their children but this is not the case as institutions in realized that an intensive educational input by parents in every aspect d in school has a tendency to accelerate their children's performance. (2008) parental involvement is important because it has been assumed to be a significant factor in defining the life ns with visual impairment. They reiterate that parental support is capable of enabling the visual impaired child to fully develop his or her potentials so as to be of help to self and the More family financial resources, which are associated with parents' occupation and educational attainment, often imply increased learning opportunities both at home and in school. Better educated parents can contribute to their children's learning through their day interactions with their children and involving themselves in their children's school work. Parents with higher occupational status and educational attainment may also have higher aspirations and expectations for their children's occupation and education, which in turn can influence commitment to learning (Ushie, Onongha, economic status (SES) of parents is an important explanatory factor overall performance in school, as students who have low SES earn lower test scores and are more likely to drop out of school. Low SES negatively affects academic performance because it prevents access to vital resources and creates additional stress at home. Similarly, parent's level of nce on students' academic achievement. Educated parents are more likely to use complex language and a wider vocabulary with their young children (Penny, 2001). Parents with lower levels of education are less likely educated parents are familiar with how schools work and are likely comfortable with school structure. Cindy (2017) holds that, the home environment provides the foundation for learning and is an element of the student's life that affects believes that success in education for children is positively impacted by the home such as parents reading to their children, trips to the library, and provision of resources encouraging play with letters and numbers.
Major risk factors for visual impairment due to eye diseases Age: Visual impairment is unequally distributed across age groups, as more than 82% of all blind people are 50 years of age or older, even though people in this age group represent only 19% world's population. The prevalence of blindness among children is about 10 times lower than that among adults, childhood blindness remains a high priority because of the expected number of years to be lived with blindness. About one 1.4 million cases of blindness in children below the age of 15 could have been avoided Gender: Studies consistently indicate that females in every region of the world and of all ages have a significantly higher risk for being visually i than males, mostly because of their longer life expectancy and, in poorer societies, because of their lack of access to services (WHO statistics 2018) Socioeconomic status: More than 90% of the world's visually impaired people live in developing Other risk factors include tobacco use, exposure to ultraviolet radiation, vitamin A deficiency, high body mass index and metabolic disorders. WHO has estimated that up to three-quarters of all blindness worldwide is avoidable. In children, abou the causes can be prevented or treated. are familiar with how schools work and are likely comfortable with school structure. the home environment provides the foundation for learning and is an element affects his or her grades. She at success in education for children is positively impacted by the home such as parents reading to their children, trips to the library, and provision of resources encouraging play with letters Blanden, Havemen, Smeeding and Wilson (2014) impairment is decreased ability to see that causes problems not fixable by usual means such as glasses. As of 2015 there were 940 million ith some degree of vision loss, 246 million had low vision and 39 million were blind (WHO statistics 2018). The main causes of visual impairments include: Onchocerciasis (0.7%), Trachoma (3%), Childhood blindness (3%), Diabetic ARMD (7%), Glaucoma (10%), Uncorrected refractive errors (18%), Cataract (39%),

Major risk factors for visual impairment due to
Visual impairment is unequally distributed across age groups, as more than 82% of all blind people are 50 years of age or older, even though people in this age group represent only 19% of the prevalence of blindness among children is about 10 times lower than that among adults, childhood blindness remains a high priority because of the expected number of years to be blindness. About one-half of the estimated 1.4 million cases of blindness in children below the age of 15 could have been avoided Penny (2001).
Studies consistently indicate that females in every region of the world and of all ages have a significantly higher risk for being visually impaired than males, mostly because of their longer life expectancy and, in poorer societies, because of their (WHO statistics 2018).
More than 90% of the world's visually impaired people live in developing countries. Other risk factors include tobacco use, exposure to ultraviolet radiation, vitamin A deficiency, high body mass index and metabolic disorders. WHO has quarters of all blindness worldwide is avoidable. In children, about one-half of the causes can be prevented or treated.
International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 @ IJTSRD | Available Online @ www.ijtsrd.com In most cultures in Cameroon, children with visual impairments are believed to have come from the world of evil spirits and bear curses which render them unable to contribute positively to the development of the community. In some villages blindness was considered as an offence against the gods and a curse. Consequently, there was no regard for such persons or their families in the community. All of these were due to ignorance and prejudice. It is worth noting however that this study was carried out in 2006 and today the mind set of most people in these regions have changed and as such their attitude towards the visually impaired have changed over time .
Very few specialized institutions exist to cater for the education and rehabilitation of persons impairment in Cameroon. In the North West and South West Regions of Cameroon we have; the Rehabilitation Institute for the Blind in Buea, the Cameroon Baptist Integrated School for the Blind at Kumbo and the Saint Joseph's Children and Adult Home at Mambuh Bafut which is a centre for multiple disabilities (with the visually impaired inclusive). These institutions play a significant role in the education and rehabilitation of persons with visual impairment most especially those who are completely blind. The is a law in Cameroon which addresses the needs of persons with disabilities Law No 83/013 of July 1983 relating to the protection of persons with disabilities. Though these laws address the education of persons with visual impairment, there is however no law or plan of action towards the inclusion of the family in the education of persons with visual impairment as well as persons with disabilities in general. No multi -disciplinary team actually exist to aid these children in their different area of disabilities.
According to the Taxas School for the blind and the visually impaired (2018), socioeconomic status is a great factor in parental involvement in the education of their children with visual impairment. If there are few resources to deal with the basic needs of food, shelter, clothing, and medical care the ability of parents to manage their emotional reaction will be stretched to the breaking point.
It is important to the visually impaired child that he or she feels accepted within the family being treated like other kids can help build this feeling of security. The child's self-esteem is closely related to how he or she perceives his or her value within the family. Nurt , children with visual are believed to have come from the world of evil spirits and bear curses which render them unable to contribute positively to the ment of the community. In some villages blindness was considered as an offence against the gods and a curse. Consequently, there was no regard for such persons or their families in the community. All of these were due to ignorance and prejudice. It is th noting however that this study was carried out in 2006 and today the mind set of most people in these regions have changed and as such their attitude towards the visually impaired have changed over time utions exist to cater for the education and rehabilitation of persons with visual . In the North West and South West Regions of Cameroon we have; the Rehabilitation Institute for the Blind in Buea, the ol for the Blind at Kumbo and the Saint Joseph's Children and Adult Home at Mambuh Bafut which is a centre for multiple disabilities (with the visually impaired inclusive). These institutions play a significant role in the ersons with visual impairment most especially those who are completely blind. The is a law in Cameroon which addresses the needs of persons with disabilities Law No 83/013 of July 1983 relating to the protection of persons with aws address the education of persons with visual impairment, there is however no law or plan of action towards the inclusion of the ersons with visual persons with disabilities in inary team actually exist to aid these children in their different area of disabilities.
for the blind and the visually impaired (2018), socioeconomic status is a in the education children with visual impairment. If there are few resources to deal with the basic needs of food, shelter, clothing, and medical care the ability of parents to manage their emotional reaction will be he visually impaired child that he or she feels accepted within the family being treated like build this feeling of security. The closely related to how he or she perceives his or her value within the family. Nurturing parents regardless of socioeconomic status are good for every child but crucial for the visually impaired. Pride in child's achievement no matter how small and praise for effort can build a sense of accomplishment.
Visual impairment can interfere w process (the child may not make eye contact, may startle when touched, or may turn head away) thus parents need extra support and counseling to resolve miscommunication issues and resolve and Social Constructionist Theory Oliver (1998) fits squarely in this study. Coleman (2000) defines financial commitment as parental ability to invest their financial capital in the academic life of their children irrespective of their nature. He states that investing in c promoting their successful development is intertwined with the concepts of social, financial and human capital which are central resources from the family that are believed to be necessary for a child's successful development and are resources be valuable for the child's success in the future. He further states that children whose parents invest these capitals in their education holds a positive attitude towards school and are well adjusted emotionally and socially.
For the visually impaired child to actually advanced in his or her education the following according to Okantey, (2008) are necessities and must be provided for by parents or sponsors of these children. The ability to provide these things is not only based on the parent's financial capabilities but also on the educational level: braille papers, Stylus, Cuberisme, Support board, Screen reader. Warnock (1978) holds that parental collaboration with schools will facilitate the purchase of these items that will enable the visually impaired child to develop academically. (2002) believes that poverty is issues affecting the education of the visually impaired in Africa. Parents may have the interest to spon their visually impaired children but financially they are handicapped by poverty. Thus one of the major barriers to the education of the visually impaired in Africa is poverty.
Blanden,Wilson, Smeeding and Haveman (2014 that, parental education and occupational class are more strongly associated with student's educational attainment. It has been put forward that parents of high socio-economic status have more positive Page: 1034 parents regardless of socioeconomic status are good but crucial for the visually impaired. Pride in child's achievement no matter how small and praise for effort can build a sense of accomplishment. Visual impairment can interfere with the bonding process (the child may not make eye contact, may startle when touched, or may turn head away) thus parents need extra support and counseling to resolve miscommunication issues and resolve thus the Critical and Social Constructionist Theory of Disability by arely in this study. Coleman (2000) defines financial commitment as parental ability to invest their financial capital in the academic life of their children irrespective of their nature. He states that investing in children and promoting their successful development is intertwined with the concepts of social, financial and human capital which are central resources from the family that are believed to be necessary for a child's successful development and are resources which will be valuable for the child's success in the future. He further states that children whose parents invest these capitals in their education holds a positive attitude towards school and are well adjusted emotionally and impaired child to actually advanced in his or her education the following according to Okantey, (2008) are necessities and must be provided for by parents or sponsors of these children. The ability to provide these things is not only based on the financial capabilities but also on their braille papers, Stylus, Abacus dice, , Support board, Speech synthesizers, Warnock (1978) holds that parental collaboration with schools will facilitate the purchase se items that will enable the visually impaired child to develop academically. However, Adeyemo is one of the most crucial issues affecting the education of the visually impaired in Africa. Parents may have the interest to sponsor their visually impaired children but financially they are handicapped by poverty. Thus one of the major barriers to the education of the visually impaired in lson, Smeeding and Haveman (2014) said and occupational class are more strongly associated with student's educational attainment. It has been put forward that parents of economic status have more positive International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 @ IJTSRD | Available Online @ www.ijtsrd.com attitudes towards their children's schooling and have high expectations for the children since they have the economic empowerment to buy the advantages that money can buy. Money may encourage or discourage going to school. The children from comfortable homes eat balanced diets and thus have a good health. Again, the values he/she is exposed to at home are similar to the ones he finds in school and therefore he is able to adjust easily to school life. A feeling of belonging to a comfortable social environment further helps him/her to show his best. Payne, (1998) believes that students from poverty stricken families lack cognitive strategies needed to be successful in the educational system. Conger and Elder (1994) asserts that families at a variety of income levels who suffer economic stress of any kind are more likely than families that are not economically stressed to experience depression, marital clashes and to be harsh with their children which points to the fact that, poverty and economic stress are associated with parent-child conflict which leads to poorer grades and weakens emotional and social growth. The disparity in home learning environment of higher and lower income children is a reason for nearly half of the effect income on the achievement scores of preschool children (Klebanor, 2002).
The academic performance of any ch separated from the home environment in which the child grows up. Numerous studies revealed that various factors are responsible for scholastic failure of students, such as low socio-economic background, student's cognitive abilities, school related factors, environment of the home, or the support given by the parents and other family members Gonzalez-Pienda et al., 2002). Parental socioe-conomic characteristics to a greater extent determine student's performance their adjustment to life (Aikens et al., 2008). Family financial resources, which are associated with parents 'occupation and educational attainment, often imply increased learning opportunities both at home and in school. Indeed, family background is the foundation for children's development, as such family background in terms of family type, size, socio economic status and educational background play important role in children's educational attainment and social integration (Ushie et al., 2012). The home has a great influence on the child's psychological, emotional, social and economic state. attitudes towards their children's schooling and have e children since they have the economic empowerment to buy the advantages that money can buy. Money may encourage or discourage going to school. The children from comfortable homes eat balanced diets and thus have a good health. exposed to at home are similar to the ones he finds in school and therefore he is able to adjust easily to school life. A feeling of environment further helps him/her to show his best. Payne, (1998) believes from poverty stricken families lack cognitive strategies needed to be successful in the educational system. Conger and Elder (1994) asserts that families at a variety of income levels who suffer economic stress of any kind are more likely than at are not economically stressed to experience depression, marital clashes and to be harsh with their children which points to the fact that, poverty and economic stress are associated with child conflict which leads to poorer grades and otional and social growth. The disparity in home learning environment of higher and lower income children is a reason for nearly half of the effect income on the achievement scores of preschool The academic performance of any child cannot be separated from the home environment in which the child grows up. Numerous studies revealed that various factors are responsible for scholastic failure of economic background, elated factors, environment of the home, or the support given by the parents and other family members (Khan & Malik, Pienda et al., 2002). conomic characteristics to a greater extent determine student's performance in school and their adjustment to life (Aikens et al., 2008). Family financial resources, which are associated with parents 'occupation and educational attainment, often imply increased learning opportunities both at home and in ckground is the foundation for children's development, as such family background in terms of family type, size, socioeconomic status and educational background play important role in children's educational attainment 2012). The home has a great influence on the child's psychological,

Statement of the Problem
Despite all the international mechanisms to protect and encourage the education of persons with special needs, many obstacles still exist that obstruct such access. In our community there is more rejection and abandonment of persons with visual impairment at institutions by their parents. This is the case at the Saint Joseph's children and adult home Bafut and at the C.B.C Integrated School for the Blind in Kumbo. Parents pay little attention to the psychological, educational, social and financial needs of these children. They shift their parental role and responsibilities to the institutions. This attitude of rejection stems from the socio that parents have shifted their responsibilities to the institutions, they do not make provision for the basic needs of these children such as books, pen, pencils and even tuition keeping aside the children's persona needs. Parents are failing in their responsibilities to support these children's education in the domain of material and financial provision as well as psychological support. Parental non the academic lives of persons with visual impairme hampers the academic performance of these children.

Research objective
To find out how parental financial commitment affects the academic live of persons with visual impairment.
Research question: how does parental financial commitment affect the academic lives of persons with visual impairment?
Research hypothesis: Null: commitments do not significantly influence the academic performance of persons with visual impairment. Alternative: Parental financial commitments significantly influence the academic persons with visual impairment.

Research methodology
The population of the study consisted of all pupils with visual impairment and their parents in residential schools in the North west region of Cameroon. A sample of 50 pupils and 50 parents were purposively selected as participants in the study. Of this 50 pupils 44% (n=22) were males while 66% (n= 28) were females. A questionnaire was used to collect data from parents while a focus group discussion guide was used to collect data from the children. Despite all the international mechanisms to protect and encourage the education of persons with special cles still exist that obstruct such In our community there is more rejection and abandonment of persons with visual impairment at institutions by their parents. This is the case at the Saint Joseph's children and adult home Bafut and at Integrated School for the Blind in Kumbo. Parents pay little attention to the psychological, educational, social and financial needs of these children. They shift their parental role and responsibilities to the institutions. This attitude of s from the socio-The actual problem is that parents have shifted their responsibilities to the make provision for the basic needs of these children such as books, pen, pencils and even tuition keeping aside the children's personal Parents are failing in their responsibilities to support these children's education in the domain of material and financial provision as well as psychological support. Parental non involvement in the academic lives of persons with visual impairment the academic performance of these children. The population of the study consisted of all pupils with visual impairment and their parents in residential schools in the North west region of Cameroon. A of 50 pupils and 50 parents were purposively selected as participants in the study. Of this 50 pupils 44% (n=22) were males while 66% (n= 28) were females. A questionnaire was used to collect data from parents while a focus group discussion guide to collect data from the children. The International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 @ IJTSRD | Available Online @ www.ijtsrd.com principals of the two institutions were also interviewed using an interview guide. analysed using descriptive and inferential statistic and principals of the two institutions were also interviewed using an interview guide. Data was analysed using descriptive and inferential statistic and the survey research design was used in carrying out the study.  believe that it motivates them to learn. 16 (35.6%) the parents holds that it makes them acc 16 (35.6%), also holds that it mak psychologically stable and lastly 5 (11.1%) believed that it fostered fluency in the children. finding it is obvious that parental financial commitment towards the education of their with visual impairment significantly influence their academic performance.

FINDINGS AND DISCUSSIONS
It was clear from the analysis of qualitative and quantitative data that; parental financial commitment influences the academic achievement of the visually impaired. What is important to be noted here is the fact that parental financial commitment does not only mean the payment of fee but also the provision of material, medical, educational and physiological needs of the children. Parental financial commitments engulf parental school visitation, interaction and even motivation. Parental ability to visit their children is determined by the financial capability of these parents as well as the ability to buy gifts for these children thus one can say that parental financial commitmen a great determinant of the academic outcome of persons with visual impairment, because with it all the other indicators of parental school based involvement can be met such as parental motivation, interaction and school visitation. Parental financial is beneficial to their visually impaired children diverse ways it enables them to stay in class, it give them a sense of acceptance, it motivates foster their self-esteem, foster fluency, and psychological stability. These according to Pomerantz et al (2007) are qualities that instill positive attitude to study and with such, success is bound to come.
From the qualitative data obtained from the principals, we realised that most parents have serious problem meeting their financial obligations payment of the P.T.A dues we are still having serious problems with most parents though the school has decided that this money could be paid in terms of food stuff yet some parents are still adamant to pay." The children themselves stated that they were not very satisfied with their parents' level of financial commitment "In terms of provision of needs they are really trying but there are some basic requirements they can afford but they are not willing to buy. Thin like brail machines are too expensive for them but at least they can afford tape recorders but in the entire school there is just one student with a tape recorder" It was clear from the analysis of qualitative and parental financial commitment influences the academic achievement of the visually portant to be noted here is the fact that parental financial commitment does not only mean the payment of fee but also the provision of material, medical, educational and physiological needs of the children. Parental financial commitments chool visitation, interaction and even motivation. Parental ability to visit their children is by the financial capability of these parents as well as the ability to buy gifts for these children thus one can say that parental financial commitment is a great determinant of the academic outcome of persons with visual impairment, because with it all the other indicators of parental school based involvement such as parental motivation, interaction . Parental financial commitment their visually impaired children in to stay in class, it gives s them to learn, esteem, foster fluency, and ording to Pomerantz instill in children positive attitude to study and with such, success is m the principals, that most parents have serious problem "In terms of payment of the P.T.A dues we are still having serious problems with most parents though the school has decided that this money could be paid in terms of food stuff yet some parents are still adamant to pay." hildren themselves stated that they were not very satisfied with their parents' level of financial commitment "In terms of provision of needs they are really trying but there are some basic requirements they can afford but they are not willing to buy. Things like brail machines are too expensive for them but at least they can afford tape recorders but in the entire school there is just one student with a tape recorder".
According to the children when their financial obligations are not met they become t Shyness according Zimbardo disadvantage for preteens and teens irrespective of their nature. Most societies favor children, while shy children are perceived negatively. Those who share the stress of shyne to change. Many times they feel like cripples wondering what feeds the aloofness. A shy teen will not raise his hand in class to read his homework even if he has done an impeccable job. In open discussions, he would rather be quiet. A disclose his opinions and beliefs.
They rarely initiate discussions, make invitations or make social calls. Their favorite most of their time in their private room, where everything is familiar and secure. When a turns to them and invites them to participate in public discussions, they speak in a low voice and will barely be heard.  reiterates simple dialogue with someone they like in class seems laborious, strenuous and sometimes even grotesque.
The inability to provide the needs of the visually impaired has been attributed to "poverty and ignorance". According to sacker et al (2002) poorer people's circumstances the more assumed to be, of support to development. Thus they further state that, inequality in educational achievement and adjustment comes about as a result of the inequality in the financial capabilities of parents. Okantey (2008) believes that Parental educational level which leads to good income empowers parents to give their children a solid foundation for school and life success and enables them to build up strong partnerships between parents and schools in order to sustain achievement standards. It also heightens parents' feelings of competence and confidence in guiding their children's education. I wish to join Stoddard, Valcante, Roemer and O Shea (1994) and Dyson (1996) in a study documented in Turnbull (1999) to say that commitment is the most significant determinant of the academic outcomes of persons with visual impairment in the North West region of Cameroon Conclusion: From the findings it is apparent that parental financial commitment with a sense of belonging, makes t class, gives psychological stability, foster their self esteem, give them a sense of self fluency, makes them feel loved, and accepted International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456-6470

Oct 2018
Page: 1037 According to the children when their financial obligations are not met they become timid and shy. Shyness according  is a great disadvantage for preteens and teens irrespective of favor bold and expressive children, while shy children are perceived negatively. Those who share the stress of shyness find it difficult to change. Many times they feel like cripples wondering what feeds the aloofness. A shy teen will not raise his hand in class to read his homework even if he has done an impeccable job. In open discussions, he would rather be quiet. A shy teen will rarely disclose his opinions and beliefs.
They rarely initiate discussions, make invitations or favorite activity is spending most of their time in their private room, where everything is familiar and secure. When a teacher turns to them and invites them to participate in public discussions, they speak in a low voice and will barely reiterates that, initiating a simple dialogue with someone they like in class seems ometimes even grotesque.
The inability to provide the needs of the visually impaired has been attributed to "poverty and ignorance". According to sacker et al (2002) the poorer people's circumstances the more difficult it is to a child's educational development. Thus they further state that, inequality in educational achievement and adjustment comes about as a result of the inequality in the financial capabilities of parents. Okantey (2008) believes that which leads to good income empowers parents to give their children a solid foundation for school and life success and enables them to build up strong partnerships between parents and schools in order to sustain achievement standards.
ents' feelings of competence and confidence in guiding their children's education. I wish to join Stoddard, Valcante, Roemer and O Shea (1994) and Dyson (1996) in a study documented in to say that parental financial significant determinant of the academic outcomes of persons with visual impairment in the North West region of Cameroon.
From the findings it is apparent that parental financial commitment impacts the children with a sense of belonging, makes them regular in al stability, foster their selfgive them a sense of self-worth, foster makes them feel loved, and accepted. The International Journal of Trend in Scientific Research and Development (IJTSRD) ISSN: 2456 @ IJTSRD | Available Online @ www.ijtsrd.com findings also show that parental financial commitment increases the academic achievement of persons visual impairment.

Recommendations
 Identify organizations that provide support services. Use the Internet to find support groups and services (vocational rehabilitation services).  Seek legal advice about special needs trusts designed for families of children with disabilities when children are young.  Identify resources available to the family.  Arrange for financial planning. Get information about financial benefits the family is entitled to receive (Social Security).