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The Easy Solution: A Banker’s Answer

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The Easy Solution: A Banker’s Answer

Dr. Mohan Gopinath

Dr. Mohan Gopinath "The Easy Solution: A Banker’s Answer" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-3, April 2021, pp.438-449, URL: https://www.ijtsrd.com/papers/ijtsrd39869.pdf

The case deals with what happened in an international bank in Calcutta when the Assistant Manager of the branch was a person of doubtful ethical standards. This person was the main functionary to whom the credit officers reported and he tried to push through a working capital limit for a favourite customer by bending the laid down procedures. Misuse of the powers given to a senior officer is one of the worst things that can happen, and the case brings out the dangers of having such people in critical jobs. The case also brings to light the importance of the audit function and how important this function is to a bank so that it functions in accordance with strict standards which are well documented. The discussion point of the case is ethical culture in an organization and how important it is to foster this type of culture.

whistle blowing, working capital lending, ethical banking, audit function

Volume-5 | Issue-3, April 2021
IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470
Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

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