‘Credit facilities’ are the most questioned point, especially regarding the region's growth and development. Although the responsibility for the development lies primarily in the hands of administrative authorities who at their discretion release funds to various departments in the different sectors namely education, construction, finance, agriculture, trade, festivals, and especially on handling local authorities for the security and safety of the region. ‘Institutional-Hierarchy’ with the flow of authority through the discretionary powers from officials in apex-administrative bodies to the lowest city-representative bodies function in tandem with the laid down procedures and policy to bring about ease in the life of dwellers through proper functioning. Issues in contests are delays and abeyances that have resulted in grievances, which are usually serious. It may cost life and if we go to an extent, it may also result in laissez faire all around and such a condition leads to emergencies too if not controlled.
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