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Credit Risk Management and Loan Recovery in Nigerian Deposit Money Banks

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Credit Risk Management and Loan Recovery in Nigerian Deposit Money Banks


Sunny B. Beredugo | Clifford I. Akhuamheokhun | Bassey Ekpo



Sunny B. Beredugo | Clifford I. Akhuamheokhun | Bassey Ekpo "Credit Risk Management and Loan Recovery in Nigerian Deposit Money Banks" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-2, February 2021, pp.1181-1186, URL: https://www.ijtsrd.com/papers/ijtsrd38430.pdf

The quality of loan recovery in Nigerian deposit money banks is presently impaired with the incidence of a large portfolio of non-performing loans. The position of the banks to also act as prime movers of economic development and to effectively manage their credit risk, has not been effective; the study therefore examined the potency of credit risk management in addressing loan delinquency or high non-performing loan of deposit money banks in Nigeria. In view of this, investigation was conducted on the effect of credit risk architecture on loan recovery. Primary data was used for the study and the ordinary least square was used for data analysis and it was concluded that effective credit risk architecture could enhance loan recovery of deposit money banks in Nigeria.

Loan recovery, Deposit money bank, Credit risk, Loan delinquency


IJTSRD38430
Volume-5 | Issue-2, February 2021
1181-1186
IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470
Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

International Journal of Trend in Scientific Research and Development - IJTSRD having online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International Journal which provides rapid publication of your research articles and aims to promote the theory and practice along with knowledge sharing between researchers, developers, engineers, students, and practitioners working in and around the world in many areas like Sciences, Technology, Innovation, Engineering, Agriculture, Management and many more and it is recommended by all Universities, review articles and short communications in all subjects. IJTSRD running an International Journal who are proving quality publication of peer reviewed and refereed international journals from diverse fields that emphasizes new research, development and their applications. IJTSRD provides an online access to exchange your research work, technical notes & surveying results among professionals throughout the world in e-journals. IJTSRD is a fastest growing and dynamic professional organization. The aim of this organization is to provide access not only to world class research resources, but through its professionals aim to bring in a significant transformation in the real of open access journals and online publishing.

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