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Problems Faced by the Farmers while Availing the Loan Facilities from the Banks - A Case Study of District Kulgam, Jammu and Kashmir

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Problems Faced by the Farmers while Availing the Loan Facilities from the Banks - A Case Study of District Kulgam, Jammu and Kashmir


Mohd Asif Shah

https://doi.org/10.31142/ijtsrd5976



Mohd Asif Shah "Problems Faced by the Farmers while Availing the Loan Facilities from the Banks - A Case Study of District Kulgam, Jammu and Kashmir" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-1, December 2017, pp.440-447, URL: https://www.ijtsrd.com/papers/ijtsrd5976.pdf

In the present study, the researcher estimates the association between the different socioeconomic variables and the price fixing in case of selling of apple produce at the household level in Kulgam, one of the districts of Jammu and Kashmir. In the past few decades, agricultural sector in the whole state and particularly in the district of Kulgam has witnessed a heavy shift in the cropping pattern from food crops to non-food crops (cash-crops). The horticultural sector has been playing an important role in the State, largely by contributing to the State Economy and turns to be the source of livelihood for nearly thirty-three lakh people, but the paddy production on the other hand has shown an opposite trend. Paddy land is getting changed into the horticultural land, as the farmers find it to be more remunerative. Kulgam, which was once the major producer of rice in the State, and was known to be the “Rice Bowl of Kashmir”, is now among the least producers of rice. Farmers witnessed that sticking only to the water-intensive crops proved to be non-beneficial and they willingly shifted to the cash crops, like: apple, almond, and walnut. Correlation has been used to estimate the association between the different socioeconomic variables and the price fixing in case of selling of apple produce.

Kashmir; Crop Diversification; Paddy; Apple; Crop


IJTSRD5976
Volume-2 | Issue-1, December 2017
440-447
IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470
Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

International Journal of Trend in Scientific Research and Development - IJTSRD having online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International Journal which provides rapid publication of your research articles and aims to promote the theory and practice along with knowledge sharing between researchers, developers, engineers, students, and practitioners working in and around the world in many areas like Sciences, Technology, Innovation, Engineering, Agriculture, Management and many more and it is recommended by all Universities, review articles and short communications in all subjects. IJTSRD running an International Journal who are proving quality publication of peer reviewed and refereed international journals from diverse fields that emphasizes new research, development and their applications. IJTSRD provides an online access to exchange your research work, technical notes & surveying results among professionals throughout the world in e-journals. IJTSRD is a fastest growing and dynamic professional organization. The aim of this organization is to provide access not only to world class research resources, but through its professionals aim to bring in a significant transformation in the real of open access journals and online publishing.

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