<b>Online Payment System using Steganography and Visual Cryptography</b> A galloping expansion in E commerce market has been marked lately across worldwide. Constantly progressive vogue of online purchase, debit or credit card fraud and personalized data security are the most significant distress for the customers, merchants and banks particularly in the case of CNP Card Not Present . This Report bestows a new approach for delivering only the finite and precise information that is essential for fund transfer over online purchasing thereby safeguarding the customer data and accelerating customer confidence and averting identity theft. And this method applies a merged application of steganography and visual cryptography for this purpose. Information security Online shopping Steganography Visual Cryptography 12-15 Issue-4 Volume-4 Vishnu Anil