Cloud computing has become an important part of digital transformation in banking. It has become an important foundation of modern banking. Banks have traditionally depended on privately operated data centers, mainframe systems, and software that required lengthy installation and maintenance cycles. Cloud computing helps meet this demand by giving banks network based access to infrastructure, software, storage, and development platforms that can be expanded or reduced as required. Cloud computing is an operating model that can support digital banking, improve internal efficiency, strengthen business continuity, and accelerate the development of financial products. Financial institutions and banks of all sizes are moving to the cloud as quickly as they can as a way to respond to customer demand, fend off competitors, boost efficiency, and enable accelerated growth. In this article, we will discuss the transformative impact of cloud computing on the banking industry. cloud, cloud computing, banking, banker, banking industry, cloud banking. 25-34 Issue-5 Volume-10 Matthew N. O. Sadiku | Paul A. Adekunte | Janet O. Sadiku