In today s information and technology driven era, Information and Communication Technology ICT has become an effective tool for social, educational, economic, and cultural development. Digital inclusion, information and communication technology, ICT, digital literacy, e governance, digital divide, online education 27-29 National Level Conference on Transformative Higher Education-Skills, Equity, Innovation (THE-SEI 2026) Special Issue Vidyadhar Dattatreya Karnuk | Prof. Pratibha Kambli