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Digitalization in Banking Sector

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Digitalization in Banking Sector


Mrs. Bhagyashree N. Deshpande

https://doi.org/10.31142/ijtsrd18677



Mrs. Bhagyashree N. Deshpande "Digitalization in Banking Sector" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Special Issue | International Conference on Digital Economy and its Impact on Business and Industry, October 2018, pp.80-85, URL: https://www.ijtsrd.com/papers/ijtsrd18677.pdf

altered customer’s preferences and demands. The main purpose of the study is to know the impact of digitations in context to e-banking services. Traditionally the relationship between the bank and its customers has been on a one-to-one process. The government of India has been curiously taking various steps to bring to technological advancements in the banking sector in India. Introduction of debit cards, credit cards, NEFT, RTGS, Jan Dhanyojana, White label ATMs, mobile banking, internet banking and many other major initiatives to enhance banking in India have great responses from the consumer’s end. These diversified digital products help the organizations (service providers) to improve their firm performance and to remain competitive in the market. They also assist in increasing market share to grow their profitability and improve financial position and performance. They all observe that despite rapid technological advancement in DFS during the last ten years, Digital Financial Services the factor affecting firm’s performance didn’t get the reasonable attention in academic literature and profitability. Evolving new technologies like app banking, mobile wallets etc. more people are accessing and using financial services provided by the banks. The paper discusses about the impact of digital technology over financial position with respect to the Indian economy and cultural.

Banking Sectors, New innovations, Digitalization and Demonetization, Challenge to Digitalization, Recent Trends in Banking


IJTSRD18677
Special Issue | International Conference on Digital Economy and its Impact on Business and Industry, October 2018
80-85
IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470
Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

International Journal of Trend in Scientific Research and Development - IJTSRD having online ISSN 2456-6470. IJTSRD is a leading Open Access, Peer-Reviewed International Journal which provides rapid publication of your research articles and aims to promote the theory and practice along with knowledge sharing between researchers, developers, engineers, students, and practitioners working in and around the world in many areas like Sciences, Technology, Innovation, Engineering, Agriculture, Management and many more and it is recommended by all Universities, review articles and short communications in all subjects. IJTSRD running an International Journal who are proving quality publication of peer reviewed and refereed international journals from diverse fields that emphasizes new research, development and their applications. IJTSRD provides an online access to exchange your research work, technical notes & surveying results among professionals throughout the world in e-journals. IJTSRD is a fastest growing and dynamic professional organization. The aim of this organization is to provide access not only to world class research resources, but through its professionals aim to bring in a significant transformation in the real of open access journals and online publishing.

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